Track what your money is doing, not just where it went
Silo puts the okada and everything else you run on one ledger that never forgets. Built for people with more than one hustle.
- Mon 17Okada · Week 34on time+₦26,000
- Tue 18Café · day totallogged as it came+₦83,450
- Wed 19Bello · hand loan₦15,000 cleared what was owed+₦50,000
- Wed 19Danfo · Week 34overdue · grace ended Wed₦24,000 expected
- Thu 20Café · day total (correction)reversal posted, history kept−₦8,000
- Fri 21Salary · Auguston time+₦480,000
Green came in. Red went out or got corrected. Amber is money that should have arrived and didn't.
Three steps, then it runs itself
Add what you run
Bikes on hire-purchase, a café, a rented room, money you lent out: the guided setup takes any of it, and even suggests a name ("Oga Okada").
Tell Silo what to expect
On a schedule? Set the amount, how often, and the due day. Comes in as it comes? Just log it. No schedule, no pressure.
Silo keeps the score
One dashboard shows what came in, what's due, and what went quiet, so no payment slips past because nobody was counting.
A record you can hold to account
Double-entry underneath, simple on the surface. Every payment lands in a history that can be corrected but never rewritten.
Edits that never lie
Fixing a mistake posts a reversal and a new entry. The original stays on the record, and your history always adds up, even after you change it.
Overdue, flagged on time
Every scheduled payment gets a due day and a grace period you choose. The day grace runs out, the money shows up as overdue. No chasing from memory.
A real loan book
Lend with the principal and the total to repay. When someone pays extra, it clears what they owe first, then counts toward the next payment.
Backdate without breaking history
Remembered a payment from last week? Log it with its real date, and overdue flags and totals recompute as if you never forgot.
One model, every hustle
A bike, a café, a room, your salary: each is just an asset with its own income setup. Run three bikes? Add three bikes.
Built in the open, phase by phase
Silo runs on real money from day one. The roadmap only ships what the ledger has already proven it can carry.
- 1Now
Everything on one ledger
Assets, income, hand loans, and salary, logged by hand and kept forever. Overdue payments flagged the day grace runs out.
- 2Next
Money that logs itself
A dedicated account number for each asset. Bike payments, café income, and rent land in Silo the moment the transfer hits.
- 3Later
Tell it, don't type it
Send "Bello paid 50k for the bike" on WhatsApp and it's posted. Envelopes split your salary, and an AI CFO answers questions about your books.
Know exactly where every naira is working
Create an account and put your first hustle on the ledger. The rest of them will follow.
Start your ledger